Hospital | Health Care Insurance

Understand the Risks and Benefits of your Surgery

Here are some more questions that will help you recieve the best health care.

How Much Will the Operation Cost?

Even if you have health insurance, there may be some costs for you to pay. This may depend on your choice of surgeon or hospital. Ask what your surgeon’s fee is and what it covers. Surgical fees often also include some visits after the operation. You also will get a bill from the hospital for your care and from the other doctors who gave you care during your surgery. Before you have the operation call your insurance company. They can tell you how much of the costs your insurance will pay and what share you will have to pay. If you are covered by Medicare, call 1-800-MEDICARE (1-800-633-4227) to find out your share of surgery costs.

What Are the Benefits of Having the Operation?

Ask your surgeon what you will gain by having the operation. For example a hip replacement may mean that you can walk again with ease. Ask how long the benefits will last. For some procedures, it is not unusual for the benefits to last for a short time only. You may need a second operation at a later date. For other procedures, the benefits may last a lifetime.

When finding out about the benefits of the operation, be realistic. Sometimes patients expect too much and are disappointed with the outcome or results. Ask your doctor if there is anything you can read to help you understand the procedure and its likely results.

What Are the Risks of Having the Operation?

All operations have some risk. This is why you need to weigh the benefits of the operation against the risks of complications or side effects.

Complications are unplanned events linked to the operation. Typical complications are infection, too much bleeding, reaction to anesthesia, or accidental injury. Some people have a greater risk of complications because of other medical conditions. There also may be side effects after the operation. Often, your surgeon can tell you what side effects to expect. For example, there may be swelling and some soreness around the incision.

There is almost always some pain with surgery. Ask your surgeon how much pain there will be and what the doctors and nurses will do to help stop the pain. Controlling the pain will help you to be more comfortable while you heal. Controlling the pain will also help you get well faster and improve the results of your operation.